Refer 5 agents who buy — you both get 1 free no-margin campaign. Sign up

The house where the player wins

We deal.
You close.

No one gives leads like us. We run your Facebook ads and hand you the leads at cost — typically $25–$35 a lead, plus 20% of ad spend. Your first campaign is free.

Ad Spend at Cost First Campaign Managed Free 100% Lead Ownership Real-Time Delivery TCPA Compliant
Live from the floor
Marcus H.closed$2,400 AP· Trucker · 2m ago
Sarah W.closed$1,850 AP· Mortgage · 6m ago
Dwayne C.closed$3,100 AP· Veteran · 11m ago
Renee F.closed$1,320 AP· Mortgage · 18m ago
Tony A.closed$2,650 AP· Final Expense · 24m ago
Priya N.closed$1,975 AP· Veteran · 31m ago
New leadHigh intent

Applicant & coverage · 1/4

Applicant

Marcus D. Whitfield

Age 47 · DOB 03/18/1978 · Married · Non-smoker

Est. premium

$168/mo

Direct phone

(704) 318-2947

Location

Charlotte, NC · 28216

Email

mwhitfield.otr@gmail.com

Coverage requested

$500,001 – $750,000

Owner-Operator · Has some coverage · Wants to add IUL

Actual lead we delivered — name, phone, and email lightly changed for privacy.

Delivered to your CRM in real time · TCPA-consented

Swipe left to see lead example

Your leads convert across every major carrier

Mutual of Omaha
Americo
Foresters Financial
Transamerica
Aflac
Gerber Life
Prosperity Life
CICA Life
Average cost per lead
$25
up to ~$35 on a heavy day
Management, campaign 1
0%
one free campaign per agent
Management after that
20%
of total ad spend
Lead ownership
100%
never shared, never resold

You pay what the ads cost — nothing on top. The only fee we ever charge is management, and on your first campaign we don't charge that either.

How the money works

No packages. No per-lead price.

We don't sell leads by the pack anymore. You fund an ad budget, we run the campaign, and the leads it produces are yours. Here's every dollar, accounted for.

You fund the ad spend

Your budget goes straight to Meta. Every dollar buys ads — we don't mark it up, and we don't resell you anything.

Leads run $25–$35

Cost per lead moves with the auction. Most days it lands around $25; on a heavy day it can reach $35. You see the real number, not a padded one.

20% to manage it

We build the creative, launch the campaigns, and manage the spend daily for 20% of ad spend. Your first campaign is managed free.

One per agent

Your first campaign is free. Go big.

Zero management fee the first time out — you pay ad cost and nothing else. This is the one and only campaign you'll ever run with us at pure cost, so put up the biggest budget you can while it's free. $2,000, $3,000, $5,000 or more — whatever you were going to spend eventually, spend it now.

Every campaign after your first carries the standard 20% management fee. One free campaign per agent.

A $3,000 first campaign

Ad spend
$3,000
Management fee
$0
You pay
$3,000
Leads, at ~$25–35
~85–120

Lead counts are an estimate — the auction sets the real number, and you see it as it runs.

The difference

Most lead vendors make their money on the lead.
We make ours on the result.

That one difference decides everything else — what the ads say, who fills them out, and whether anyone picks up when you call.

A typical lead vendor

They sell you lead packs.

  • They buy the lead, then resell it to you with a markup.Their profit lives in the gap between what the lead cost and what you paid.
  • So a cheaper lead is a better lead — for them.Every dollar they shave off the ad is a dollar they keep.
  • Which is why you get “free benefit” bait angles.Cheap clicks fill the pack fast. They just don’t fill it with buyers.
  • And when something’s wrong, you file a ticket.You’re a support queue, not a phone number.

Heater Leads

We manage your ad spend.

  • You get the lead at cost. The real cost.You see the ad spend. We take 20% of it. Nothing is hidden in the lead price.
  • We make nothing on the lead itself — so there’s nothing to protect.No margin to defend means the only thing left to optimise is whether the lead closes.
  • So the ads speak to people who actually buy.We never have to run a free-benefit angle to hit a number. We’d only be lying to ourselves.
  • And you get a real person, not a queue.Direct access to someone you can actually speak to — usually back to you inside the hour.

Every agent we talk to is looking for the same thing — a lead vendor they can actually trust. This is what that looks like when the incentives line up.

How ad spend management works

Your spend runs with the pack.

You're not running one lonely campaign that lives or dies on a single bad day. Your ad spend joins a pool of agents — some at $2k a week, some at $3k, some at $5k — all running the same markets. We manage the whole pool as one book.

The shared pool
Agent in Texas$5k / wk
Agent in Georgia$3k / wk
You$2k / wk
Agent in Ohio$3k / wk
Pooled weekly average$25–$32 / lead

A rough day for you

$40/lead

Your campaign has an off day and costs run high.

A great day for them

$17/lead

Another agent's campaign is flying and comes in cheap.

Pooled together, the good days cover the bad ones. Nobody eats a $40 week alone — the whole book averages out to $25–$32 a lead, week after week. It's how you stay consistent instead of gambling on one campaign's luck.

Why our leads get better

Every piece of feedback changes the next lead.

Feedback is the whole engine. We ask for it on every single lead, read every bit of it daily, and turn it into new creative — the thing most lead vendors never do. It's why our agents close at some of the highest rates in the industry and bring in the highest APs.

We ask on every single lead

Every lead gets a quick feedback prompt. Good, bad, wrong number — we want all of it. We read every piece, every day, and we actually change things because of it.

We test relentlessly

New creatives, new angles, new offers — even targeting by specific demographics — until we're bringing you the kind of lead you close. When your feedback says something's off, we cut new videos and rebuild the funnel to fix it.

Your closes train the algorithm

As you close deals, we send that data back to Meta so it finds more people like your buyers. The leads get better the longer you run — it's why our agents see some of the highest close rates and the highest APs in the business.

We listen, we test, we rebuild — so the lead you get next month is better than the one you got today.

One more thing

You get a dedicated rep who actually answers.

Not a ticket. Not a portal. Not a chatbot. A real phone number for a real person who knows your account — text or call about a lead, a campaign, a refund, anything, and you’ll hear back in under an hour.

It sounds like a small thing. Ask around and you’ll find out how rare it is.

Under 1 hr

Typical reply time

A real person

Your own rep, not a support queue

7 days

Leads don’t stop on weekends, so neither do we

How it works

Three steps. One promise.

01

Pick your campaign

Truckers, Veterans, or Mortgage Protection. Tell us your budget and the states you're licensed in — that's the whole setup.

02

We build and run the ads

We write the creative, launch it on Meta, and manage the spend daily. You never touch Ads Manager or talk to Facebook.

03

Leads land in real time

Every lead your campaign generates drops straight into your dashboard the moment it comes in. Work it there or push it to your CRM.

The campaigns

Pick what you want to run.

Three campaigns today. Pick one, set a budget, and we'll have it live in your states.

Start a campaign

Truckers

OTR drivers and owner-operators, targeted by CDL status and route.

Cost per leadWeekly average, set by ad spend
$25–35
  • Driver type & coverage need captured on the lander
  • Strongest volume of the three campaigns
  • Runs nationwide or in the states you're licensed
Run Truckers

Veterans

Veterans and their families, targeted by branch and service era.

Cost per leadWeekly average, set by ad spend
$25–35
  • Branch & service status captured on the lander
  • Typically the lowest cost per lead
  • Runs nationwide or in the states you're licensed
Run Veterans

Mortgage Protection

Recent homeowners, targeted off new-mortgage and home-value signals.

Cost per leadWeekly average, set by ad spend
$25–35
  • Loan amount & home value captured on the lander
  • Highest average premium of the three
  • Runs nationwide or in the states you're licensed
Run Mortgage Protection
House Rules

The odds we keep on every campaign.

Heater Leads exists for one reason: every agent who runs with us should ROI. Four house rules make that real.

Ad spend at cost

Your budget buys ads and nothing else. No markup on the media, no per-lead resale price — you pay what Meta charges, and you can see it.

First campaign free

Zero management fee the first time out. You pay ad cost only — which is exactly why you should come in with your biggest budget.

Exclusive ownership

Leads your campaign generates are yours alone. Never shared, never resold to another agent. Ever.

You never run an ad again

No creative to write, no audiences to build, no account to get shut down. We handle every piece of it and report the real numbers back.

Players at the table

Built for agents who keep score.

+38% AP
in 60 days
Two months in. AP is up, my dial-to-app ratio finally makes sense, and I haven't fought a duplicate yet.

Marcus Hale

FE Producer · Texas

$0
spent on an ad agency
I don't touch Ads Manager anymore. I set the budget, they run it, and the leads just show up in my board.

Sarah Whitfield

Agency Owner · Tennessee

5 yrs
cleanest pipeline yet
High-intent veteran leads with replacements is the cleanest pipeline I've worked in five years.

Dwayne Carter

IUL Specialist · Georgia

< 60s
lead to first dial
Real-time delivery into my CRM means I'm calling while they still remember filling out the form.

Renee Foster

Mortgage Protection · Ohio

4.1x
worst-week ROI
I ran the numbers on my own ads versus theirs. Paying cost plus management still came out ahead. That's why I keep running.

Tony Alvarez

Final Expense · Florida

Questions

Everything, up front.

We run and manage your ad campaigns. You pick a campaign and fund an ad budget; we write the creative, launch it on Meta, and manage the spend daily. Every lead those ads generate drops into your dashboard in real time and belongs to you. You never touch Ads Manager.

Whatever the ad auction charges that day. Across our campaigns it averages about $25 per lead and can run up to roughly $35 on an expensive day. It moves with the market — some days are cheaper, some are pricier — and you always pay the real cost, never a marked-up per-lead price.

We take 20% of total ad spend to build, launch, and manage your campaigns. Your first campaign is the exception: management is completely free, so you pay ad cost only. That's one free campaign per agent.

Your spend joins a pool of agents all running the same markets — some at $2k a week, some $3k, some $5k. We manage the whole pool as one book. On any given day your own campaign might run expensive (say $40 a lead) while another agent's runs cheap ($17). Pooled together, the good days cover the bad ones, so instead of gambling on one campaign's luck you land a steady average of $25–$32 a lead, week after week.

Because feedback runs the whole operation. We ask for feedback on every single lead and read it daily, then constantly test new creatives, angles, offers, and targeting to bring you the leads you actually close. And as you close deals, we send that data back to Meta so it finds more buyers like yours — the leads get better the longer you run. It's why our agents see some of the highest close rates and APs in the industry, which most vendors can't say.

As big as you can make it. The first campaign is the only one you'll ever run with us at zero management fee, so whatever you'd eventually spend, spend it now — $2,000, $3,000, $5,000 or more. Every campaign after your first carries the 20% fee.

Truckers, Veterans, or Mortgage Protection. Those are the three we run today, and we can target nationwide or restrict to the states you're licensed in.

Yes — 100%. Leads generated by your campaign are exclusively yours. They're never shared with or resold to another agent.

In real time. A lead appears in your dashboard the moment your ad generates it, and can post straight into your CRM. No overnight batches.

Yes. Every lead is collected with proper consent and is TCPA compliant, with the documentation to back it.

Start with the walkthrough video on your dashboard — it answers most of what comes up. If you're still stuck after that, text Jimmy at (703) 554-0522 and he'll get you on a call.

Get started

Run your first campaign free.

Pick a campaign, set the biggest budget you can, and we'll take it from there. Zero management fee your first time out.

Got questions? Text Jimmy.

Watch the walkthrough video on your dashboard first — it covers almost everything agents ask. Still unclear? Text Jimmy at (703) 554-0522 and he'll get you on a call.

Ad spend at cost · 20% management · First campaign free